RIP School Survival Forums
August 2001 - June 2017

The School Survival Forums are permanently retired. If you need help with quitting school, unsupportive parents or anything else, there is a list of resources on the Help Page.

If you want to write about your experiences in school, you can write on our blog.

To everyone who joined these forums at some point, and got discouraged by the negativity and left after a while (or even got literally scared off): I'm sorry.

I wasn't good enough at encouraging people to be kinder, and removing people who refuse to be kind. Encouraging people is hard, and removing people creates conflict, and I hate conflict... so that's why I wasn't better at it.

I was a very, very sensitive teen. The atmosphere of this forum as it is now, if it had existed in 1996, would probably have upset me far more than it would have helped.

I can handle quite a lot of negativity and even abuse now, but that isn't the point. I want to help people. I want to help the people who need it the most, and I want to help people like the 1996 version of me.

I'm still figuring out the best way to do that, but as it is now, these forums are doing more harm than good, and I can't keep running them.

Thank you to the few people who have tried to understand my point of view so far. I really, really appreciate you guys. You are beautiful people.

Everyone else: If after everything I've said so far, you still don't understand my motivations, I think it's unlikely that you will. We're just too different. Maybe someday in the future it might make sense, but until then, there's no point in arguing about it. I don't have the time or the energy for arguing anymore. I will focus my time and energy on people who support me, and those who need help.


The forums are mostly read-only and are in a maintenance/testing phase, before being permanently archived. Please use this time to get the contact details of people you'd like to keep in touch with. My contact details are here.

Please do not make a mirror copy of the forums in their current state - things will still change, and some people have requested to be able to edit or delete some of their personal info.

Post Reply 
Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Common Financial Vocabulary
Author Message
Gaiyara Offline

Posts: 583
Joined: Feb 2009
Thanks: 0
Given 12 thank(s) in 7 post(s)
Post: #1
Common Financial Vocabulary

A supplement to Random Financial Stuff.

If I write a term that you might not know, I'll add it here. Just control + F to find it.

Might be helpful for impressing the hell out of your parents, teachers, and friends when you start using terms like "business cycle", "liquidity", "heteroskedasticity", "capital gains tax" etc. Economists and financiers like to talk in this pseudo-second language to make it look like they know what they're talking about.

I always read the Wall Street Journal for news, and I'll also include terms that I often encounter that you might not know.

Will be updated from time to time.


401(k) -
Amortize -
Annual Percentage Rate (APR) -
Annuity -
Asset -
Baby Boomer -
Balance Sheet -
Bankrupt -
Bear Market -
Bearish -
Blue-Chip (Blue Chip) -
Bond - An investment whereby you are the lender to a borrower who pays you a specified fixed-interest rate over a period of time until the specified maturity date is reached when the borrower has to pay you back the principal of the bond.
Bond Rating -
Broker -
Bull Market -
Bullish -
Business Cycle -
Capital -
Capital Gains -
Capital Gains Tax -
Central Bank -
Collateral -
Collateralized Debt Obligation (CDO) -
Commercial Bank -
Commission -
Credit -
Credit Card -
Credit Crisis -
Credit Default Swap (CDS) -
Credit Rating -
Credit Union -
Creditor (lender) -
Currency Board -
Debit -
Debit Card -
Debtor (borrower) -
Default -
Deflation -
Demand Deposit -
Derivative -
Dow Jones Industrial Average (The Dow, The Dow Jones, DJIA) -
Equity -
Fiscal Policy -
Float (free float) -
Fund -
Glass-Steagall Act -
Gramm-Leach-Bliley Act -
Gross Domestic Product (GDP) -
Gross National Product (GNP) -
Hedge Fund -
Income -
Index -
Index Fund -
Inflation -
Insolvent -
Interest rate - Income that a lender receives (or that a borrower must pay) that is a percentage of the principal. An interest rate of 5% on a $1000 principal means that $50 must be paid every specified interval (usually annually).
Interest Rate Swap -
International Monetary Fund -
Investment -
Investment Bank -
Leverage -
Liability -
Liquidity -
Liquidity Trap -
Marginal Principle -
Marginal Utility -
Maturity - The date at which the principal of a bond must be paid back to the lender.
Monetary Base -
Monetary Policy -
Mortgage -
Mortgage Backed Security (MBS) -
Mutual Fund -
Nominal -
Opportunity Cost -
Portfolio -
Premium -
Principal - Has several meanings. Usually refers to (1) original amount invested into something. (2) Face value of a bond. (3) Amount borrowed, separate from interest.
S & P 500 -
Security - An instrument that represents ownership to a stock, or lender relationship to some entity. Essentially a contract that has value and can be traded, so a security is virtually any financial asset.
Speculator -
Spread -
Stock -
Swap -
Treasury Security -
Underwrite -
Wall Street -
Yield -

What should Gaiyara do Onii-chan? ♡

Hidden stuff:
[Image: clannad_sig_960-1.png]
03-29-2009 04:04 AM
Find all posts by this user Quote this message in a reply
Post Reply 

Possibly Related Threads...
Thread: Author Replies: Views: Last Post
  Financial Minded brainiac3397 7 2,726 02-18-2014 11:54 AM
Last Post: brainiac3397
  The financial sector is great for dropouts. Gaiyara 16 4,159 01-11-2010 05:44 AM
Last Post: Shaunesha
  Random Financial Stuff Gaiyara 2 1,408 04-24-2009 09:54 PM
Last Post: xcriteria

Forum Jump:

User(s) browsing this thread: 1 Guest(s)

Contact Us | School Survival | Return to Top | Return to Content | Mobile Version | RSS Syndication