What are some of your most controversial opinions?

[jnkbortka]

heres an article that puts the cost at 2800/child/year. this one is written by a mother of 8.

http://www.lotsofkids.com/LOK-Features/A...tchild.php

that puts my calculations at 56000 a year for 20 kids.

oh and this doesn't take into account that the 20 wont all be at the same time. allowing for saving money for a house (i'm planning for that too.) on college there's a reason student loans were invented.

the average household income in the US is 49,777, which puts me right around there.
http://www.census.gov/prod/2010pubs/p60-238.pdf

i think I know what I'm doing

[Geeksta]

The Desert Fox Wrote:Yep, having luxuries like "enough food" and "a comfortable amount of living space" are completely unnecessary.

Dude, who needs them? Does anyone really even what that?

[jnkbortka]

here is the holy grail of making ends meet with a large family

http://www.amazon.com/Complete-Tightwad-...0375752250

[Aya]

jnkbortka Wrote:heres an article that puts the cost at 2800/child/year. this one is written by a mother of 8.

http://www.lotsofkids.com/LOK-Features/A...tchild.php

that puts my calculations at 56000 a year for 20 kids.

$50k < $56k

Quote:oh and this doesn't take into account that the 20 wont all be at the same time. allowing for saving money for a house (i'm planning for that too.)

You realize that in you'll need at least a six bedroom three bathroom house to fit all those kids right? Do you know how much those cost? At least $500k. First you'll need to put down at least 20% (100K) as a down payment. Then you'll have to pay a mortgage + interest. At a 30 year mortgage you will end up paying $13333/year or 1111/month. And that's not including interest. Assuming a 5% fixed interest rate & using the compound interest formula;



You would end up paying another $1.4 Million on the mortgage thanks to interest.

Quote:on college there's a reason student loans were invented.

So let me get this straight: You'd rather have 20 kids, and saddle them with $20k - $50k of non dischargeable student loan debt, instead of having a sustainable amount of kids and helping each of them pay for the cost of school?

Congratulations, you're an asshole.

Quote:i think I know what I'm doing

Let's recap:

1) You have only one source of income (yours)
2) According to another thread you're going to get married straight out of highschool, which means you'll have little to no skill marketability.
3) Your budget is completely unsustainable
4) Your solution to college is to load your kids with debt, that can't be dissolved in bankruptcy which will limit their abilities to start families of their own.

Summation: you have no fucking clue what you're doing.

Edited once for math fail. (forgot to factor in down payment to mortgage.)

[jnkbortka]

Ayliana Wrote:

jnkbortka Wrote:heres an article that puts the cost at 2800/child/year. this one is written by a mother of 8.

http://www.lotsofkids.com/LOK-Features/A...tchild.php

that puts my calculations at 56000 a year for 20 kids.

$50k < $56k

Quote:oh and this doesn't take into account that the 20 wont all be at the same time. allowing for saving money for a house (i'm planning for that too.)

You realize that in you'll need at least a six bedroom three bathroom house to fit all those kids right? Do you know how much those cost? At least $500k. First you'll need to put down at least 20% (100K) as a down payment. Then you'll have to pay a mortgage + interest. At a 30 year mortgage you will end up paying $13333/year or 1111/month. And that's not including interest. Assuming a 5% fixed interest rate & using the compound interest formula;



You would end up paying another $1.4 Million on the mortgage thanks to interest.

Quote:on college there's a reason student loans were invented.

So let me get this straight: You'd rather have 20 kids, and saddle them with $20k - $50k of non dischargeable student loan debt, instead of having a sustainable amount of kids and helping each of them pay for the cost of school?

Congratulations, you're an asshole.

Quote:i think I know what I'm doing

Let's recap:

1) You have only one source of income (yours)
2) According to another thread you're going to get married straight out of highschool, which means you'll have little to no skill marketability.
3) Your budget is completely unsustainable
4) Your solution to college is to load your kids with debt, that can't be dissolved in bankruptcy which will limit their abilities to start families of their own.

Summation: you have no fucking clue what you're doing.

Edited once for math fail. (forgot to factor in down payment to mortgage.)

$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

student loans? my dad got student loans and there are 6 of us. you dont get this shit. this is also under the assumption that they GO to college. I plan on opening a business, which if it works out, will provide jobs for the family.

[Blobthe15]

jnkbortka Wrote:

Ayliana Wrote:

jnkbortka Wrote:heres an article that puts the cost at 2800/child/year. this one is written by a mother of 8.

http://www.lotsofkids.com/LOK-Features/A...tchild.php

that puts my calculations at 56000 a year for 20 kids.

$50k < $56k

Quote:oh and this doesn't take into account that the 20 wont all be at the same time. allowing for saving money for a house (i'm planning for that too.)

You realize that in you'll need at least a six bedroom three bathroom house to fit all those kids right? Do you know how much those cost? At least $500k. First you'll need to put down at least 20% (100K) as a down payment. Then you'll have to pay a mortgage + interest. At a 30 year mortgage you will end up paying $13333/year or 1111/month. And that's not including interest. Assuming a 5% fixed interest rate & using the compound interest formula;



You would end up paying another $1.4 Million on the mortgage thanks to interest.

Quote:on college there's a reason student loans were invented.

So let me get this straight: You'd rather have 20 kids, and saddle them with $20k - $50k of non dischargeable student loan debt, instead of having a sustainable amount of kids and helping each of them pay for the cost of school?

Congratulations, you're an asshole.

Quote:i think I know what I'm doing

Let's recap:

1) You have only one source of income (yours)
2) According to another thread you're going to get married straight out of highschool, which means you'll have little to no skill marketability.
3) Your budget is completely unsustainable
4) Your solution to college is to load your kids with debt, that can't be dissolved in bankruptcy which will limit their abilities to start families of their own.

Summation: you have no fucking clue what you're doing.

Edited once for math fail. (forgot to factor in down payment to mortgage.)

$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

student loans? my dad got student loans and there are 6 of us. you dont get this shit. this is also under the assumption that they GO to college. I plan on opening a business, which if it works out, will provide jobs for the family.

Unless you can't get a job with no work experience and only a high school education, that will be able to pay atleast 56,000 a year, and just hope that you won't get laid off.

What if one of your kids get's cancer? What if a tornado hit's your house, or some other bullshit happens that ruins your life? What if YOU get sick, and can't work? Now you have 25 (give or take a few, obviously) starving children, and you can't even feed yourself.

[jnkbortka]

Blobthe15 Wrote:

jnkbortka Wrote:$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

student loans? my dad got student loans and there are 6 of us. you dont get this shit. this is also under the assumption that they GO to college. I plan on opening a business, which if it works out, will provide jobs for the family.

Unless you can't get a job with no work experience and only a high school education, that will be able to pay atleast 56,000 a year, and just hope that you won't get laid off.

What if one of your kids get's cancer? What if a tornado hit's your house, or some other bullshit happens that ruins your life? What if YOU get sick, and can't work? Now you have 25 (give or take a few, obviously) starving children, and you can't even feed yourself.

first: I am going to college. so i will not have only a HS education

now on the second one, I'd be in the same boat with any amount of kids

[Miller0700]

jnkbortka Wrote:first: I am going to college. so i will not have only a HS education

now on the second one, I'd be in the same boat with any amount of kids

Its not a guarentee you'll find a job in your field.

[jnkbortka]

Derchin Wrote:

jnkbortka Wrote:first: I am going to college. so i will not have only a HS education

now on the second one, I'd be in the same boat with any amount of kids

Its not a guarentee you'll find a job in your field.

well then there's certainly time to change my mind!

[jnkbortka]

Derchin Wrote:

jnkbortka Wrote:first: I am going to college. so i will not have only a HS education

now on the second one, I'd be in the same boat with any amount of kids

Its not a guarentee you'll find a job in your field.

well then there's certainly time to change my mind!

[Aya]

jnkbortka Wrote:$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

Ok, let's ignore the stupid here for a second and consider this. Even if you build your own house for $50k you're still going to need at least another $50k for land. Because let's face it. Unless you plan on living out in the sticks land is going to be expensive.

Quote:student loans? my dad got student loans and there are 6 of us. you dont get this shit.

This coming from the kid who wants to go to college, get married, start a family and build a house all at the same time.

You're going to hit bankruptcy before your 30th birthday.

But what would I know? I've only been to college myself, earn real business experience and proven myself in not one, not two but three different fields (culinary arts, business administration, and IT)

Yeah, what the fuck could I know?

Quote:this is also under the assumption that they GO to college.

Even if they don't go to college they're still going to need some form of job training or certification.

Quote:I plan on opening a business, which if it works out, will provide jobs for the family.

Good luck with that. 50% of businesses fail within 5 years

[jnkbortka]

Ayliana Wrote:

jnkbortka Wrote:$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

Ok, let's ignore the stupid here for a second and consider this. Even if you build your own house for $50k you're still going to need at least another $50k for land. Because let's face it. Unless you plan on living out in the sticks land is going to be expensive.

I do plan on living in the sticks haha

Ayliana Wrote:

Quote:student loans? my dad got student loans and there are 6 of us. you dont get this shit.

This coming from the kid who wants to go to college, get married, start a family and build a house all at the same time.

You're going to hit bankruptcy before your 30th birthday.

But what would I know? I've only been to college myself, earn real business experience and proven myself in not one, not two but three different fields (culinary arts, business administration, and IT)

Yeah, what the fuck could I know?

yea M'KAYY as i said before i will have plenty of time to reconsider. 20 kids don't all come at once

Ayliana Wrote:

Quote:this is also under the assumption that they GO to college.

Even if they don't go to college they're still going to need some form of job training or certification.

Quote:I plan on opening a business, which if it works out, will provide jobs for the family.

Good luck with that. 50% of businesses fail within 5 years

50% is not 100%

[Aya]

jnkbortka Wrote:50% is not 100%

No but your stupidity makes it a lot more likely that any business you create will go down in flames.

[jnkbortka]

Ayliana Wrote:

jnkbortka Wrote:50% is not 100%

No but your stupidity makes it a lot more likely that any business you create will go down in flames.

wanting to have alot of kids has nothing to do with running a buisness

[jnkbortka]

Ayliana Wrote:

jnkbortka Wrote:50% is not 100%

No but your stupidity makes it a lot more likely that any business you create will go down in flames.

wanting to have alot of kids has nothing to do with running a buisness

[Blobthe15]

jnkbortka Wrote:

Ayliana Wrote:

jnkbortka Wrote:$500k? no. dome houses are cheap. 30-40k for a large one, which you can build yourself, and are very efficient, further saving money.

Ok, let's ignore the stupid here for a second and consider this. Even if you build your own house for $50k you're still going to need at least another $50k for land. Because let's face it. Unless you plan on living out in the sticks land is going to be expensive.

I do plan on living in the sticks haha

Ayliana Wrote:

Quote:student loans? my dad got student loans and there are 6 of us. you dont get this shit.

This coming from the kid who wants to go to college, get married, start a family and build a house all at the same time.

You're going to hit bankruptcy before your 30th birthday.

But what would I know? I've only been to college myself, earn real business experience and proven myself in not one, not two but three different fields (culinary arts, business administration, and IT)

Yeah, what the fuck could I know?

yea M'KAYY as i said before i will have plenty of time to reconsider. 20 kids don't all come at once

Ayliana Wrote:

Quote:this is also under the assumption that they GO to college.

Even if they don't go to college they're still going to need some form of job training or certification.

Quote:I plan on opening a business, which if it works out, will provide jobs for the family.

Good luck with that. 50% of businesses fail within 5 years

50% is not 100%

You plan on living on sticks, you don't plan on buying any land. You will get arrested.

[Aya]

*See's Jknborka's new sig*



Watch on YouTube

[HeartofShadows]

*After reading through current shitstorm*

Wow man I believe I got a picture of your future.

[Desu]

LOL

im high as fuck, that's controversial

[Geeksta]

My most controversial opinion: the axis of World War II were, over all, no less evil than the allies.

[SH☮TGUNHEⒶRT]

That greed is a learned habit and we aren't all naturally monomaniacs for self interest and all selfish.

[thewake]

SH☮TGUNHEⒶRT Wrote:That greed is a learned habit and we aren't all naturally monomaniacs for self interest and all selfish.

I'm of the opinion that the goal of each man's life is his to choose and that no man has a claim on another man's life. Thus, I am against selflessness and I think selfishness a virtue.

[SH☮TGUNHEⒶRT]

Weswammy Wrote:

SH☮TGUNHEⒶRT Wrote:That greed is a learned habit and we aren't all naturally monomaniacs for self interest and all selfish.

I'm of the opinion that the goal of each man's life is his to choose and that no man has a claim on another man's life. Thus, I am against selflessness and I think selfishness a virtue.

Straw Man again.

Having power over someone's life has nothing to do with being selfish or selfless and should never be associated with what it truly means to be selfish or selfless.

Claiming someone else's life is selfishness, because you can use them for the benefit of yourself, not that you actually care about that person or there well being only as to how it affects there serfdom to you.

[thewake]

SH☮TGUNHEⒶRT Wrote:Straw Man again.

Having power over someone's life has nothing to do with being selfish or selfless and should never be associated with what it truly means to be selfish or selfless.

I think this will explain a misconception you have. Even though it addresses another particular issue, it explains two types of power: http://fee.org/wp-content/uploads/2009/11/cliches53.pdf

And, I didn't say anything about power. I was speaking of a moral claim. Selflessness can be simply defined as the belief that it is moral to subjugate one's own interest to the interest of those around you. To sacrifice your happiness to the happiness of others. I think selflessness is immoral.

Quote:Claiming someone else's life is selfishness, because you can use them for the benefit of yourself, not that you actually care about that person or there well being only as to how it affects there serfdom to you.

Let me put it simply: I don't own anybody. Nobody is my serf. I don't advocate anybody being a serf to anybody else.

[Miller0700]

Somehow, you two bring this debate where ever you guys go.

[HeartofShadows]

Despite a few downsides here and there I thought brave new world's world was a great place to live.

[Miller0700]

9/11 was cool. Just watching the planes slowly fly in the towers and watching them go up in smoke and flames was breathtaking, IMO.

[LOON_ATTIC]

HeartofShadows Wrote:Despite a few downsides here and there I thought brave new world's world was a great place to live.

Quite this... I'm almost done with the book and I mostly disagree with the Savage's view of how everything should be. Christianity, excessive abstinence and morals, and fear of progress isn't a lot better than everyone being born out of bottles, and into castes... that's one of the only "bad" things about the new world.

[username01462781]

Derchin Wrote:9/11 was cool. Just watching the planes slowly fly in the towers and watching them go up in smoke and flames was breathtaking, IMO.

Agreed. I remember watching it on TV when I was 5 for the first time. Those images have been seared into my mind. While I understand how terrible it must of been for the people in the towers, it was still a day like no other. Incredible.

[UnschoolShqiponjë]

Derchin Wrote:9/11 was cool. Just watching the planes slowly fly in the towers and watching them go up in smoke and flames was breathtaking, IMO.

Yea to be honest it was a very cool looking incident... the collision and collapse. Yet, that was about it, once I start thinking about the people it loses the coolness. lol